Oxipay is a flexible payment solution backed by FlexiGroup New Zealand Limited providing customers with a smarter way to buy what you want now by splitting the payments over four easily managed payments.

What is Oxipay?
Oxipay lets you spread the cost of your purchases over 4 fortnightly payments, making buying what you want that much easier.

Who can use Oxipay?
You can access Oxipay if you:

Live in New Zealand
Are at least 18 years old
Have a valid and verifiable email address and a New Zealand mobile number
Have a New Zealand Mastercard or Visa credit or debit card
Have a New Zealand residential and shipping address
Have a New Zealand drivers licence
How do I use Oxipay?
Oxipay can be used at any Oxipay retailer. Simply select Oxipay as your payment method during the checkout process.

What does it cost to use Oxipay?
Nothing, as long as each of your payments reaches us by the due date.

What are the fees for late payment?
If your payments don’t reach us by the due date, we will charge you a late payment fee of $10. A $30 collection fee may also be applied if any payment is still outstanding more than 7 days after your due date.